Maximizing Your Benefits: A Comprehensive Guide
Our team at John E. Russo, DMD Family, and Cosmetic Dentistry is here to help make taking care of your smile affordable and hassle-free. Our financial coordinator and front desk associates file claims daily, allowing them to build a vast knowledge about how specific dental insurance plans work and what patients can expect from their benefits. That’s why, if you have questions about your coverage, we’re happy to help you navigate it so you can get the most out of your investment in insurance.
Understanding How Dental Insurance Works
Dental insurance primarily focuses on prevention over treating issues as they arise. That way, you don’t risk permanently losing a tooth over something as small as an untreated cavity that eventually progresses into a tooth infection. To help understand your benefits better, you’ll need to know these three basic terms:
- Premium: Your premium is the monthly or annual amount you pay for your benefits.
- Deductible: Your insurance deductible is the amount you must pay out of pocket before your benefits kick in and cover treatment.
- Maximum: The maximum is a capped-off amount your insurance will pay for your dental treatments over the year.
What Your Dental Insurance Plan Covers
Most dental insurance plans determine coverage based on a tiered structure. This means they cover 100 percent of the cost of preventive care, like checkups and cleanings, 80 percent of basic treatments, like cavity fillings, and 50 percent of more serious procedures, like tooth extractions. However, every plan is different, so it’s important to call your insurance company to double-check your coverage before you schedule a treatment.
Maximizing Benefits and Support for Our Patients
Our team is happy to file claims on behalf of patients who have PPO plans, including our new in-network partnership with United Healthcare PPO. We always aim to maximize your benefits to the best of our abilities, making your treatments and appointments as affordable as possible. Additionally, we have partnered with with LHI (Logistics Health Incorporated) to support veterans’ dental care through the VA. Call our office at (407) 470-1224 to learn how we can help you!
Veteran and Senior Citizen Plan
Are you a veteran or are you over the age of 65? You deserve to have access to quality dental care regardless of your insurance standing or your age. We are proud to offer exclusive savings plans for our veteran and senior citizen patients who are uninsured.
Learn more about our exclusive plans for senior citizens and veterans here:
